Monument Homes under $400,000

Welcome to Monument, Colorado: a charming town nestled between the majestic Rocky Mountains and the bustling city of Colorado Springs. With its stunning natural beauty, friendly community, and rich history, Monument offers a unique blend of small-town charm and modern conveniences. This picturesque town is perfect for families, outdoor enthusiasts, and anyone seeking a peaceful retreat from the hustle and bustle of city life.

Monument is known for its breathtaking landscapes, including the iconic Monument Rock formation, which provides a stunning backdrop for outdoor activities such as hiking, biking, and horseback riding. The area boasts numerous parks and trails that cater to all skill levels, making it easy to immerse yourself in nature. Additionally, the town's vibrant downtown area is home to a variety of local shops, restaurants, and community events, fostering a strong sense of belonging among residents.

For those looking to call Monument home, you'll be pleased to discover that the real estate market offers a range of options under $400,000. Whether you're a first-time homebuyer or looking to downsize, there are charming single-family homes, townhouses, and condos available that fit your budget. These properties often feature spacious layouts, modern amenities, and beautiful outdoor spaces, making them perfect for enjoying the Colorado lifestyle.

With its unbeatable location, friendly atmosphere, and affordable housing options, Monument is truly a hidden gem in El Paso County. Come explore this delightful town and find your dream home today!

Newest Monument Homes under $400,000

$325,000

4 Beds ⋅ 4 Baths ⋅ 2,142 SqFt. ⋅ ACTIVE Status

Welcome in beautiful Monument, Colorado, where comfort and convenience come together in a desirable setting. This spacious home offers a functional layout designed for both everyday living and entertaining, featuring bright living spaces filled with natural light and room for everyone to spread out. Enjoy an inviting kitchen that opens to the main living areas, creating an ideal flow for gathering with family and friends. Step outside and take in the beauty of Colorado living with nearby parks, trails, and mountain surroundings. Conveniently located just minutes from shopping, dining, schools, and easy access to I-25, this home offers the perfect balance of peaceful living and accessibility. A wonderful opportunity to enjoy all that Monument has to offer.

1167 Autumn Star Pt, Monument

Courtesy of Exp Realty LLC. 888-440-2724

$390,000

2 Beds ⋅ 3 Baths ⋅ 1,625 SqFt. ⋅ ACTIVE Status

Move-in ready end-unit townhome in Walters Commons with two ensuite bedrooms and plantation shutters throughout! Fronting Walters Commons greenspace, it’s one of the best spots in the complex! Relax on the covered front porch and take in the AFA and mountain views, then step inside to the bright main level with 9’ ceilings, spacious living room (11’x14’) open to the dining area with pendant chandelier, and roomy kitchen with ample raised-panel cabinetry, rollout shelving, newer SS appliances and a pass-through overlooking the dining room. The cute powder bath with pedestal sink and main-level laundry with full-size washer and dryer space complete the main floor — all with gleaming hardwood floors and upgraded baseboards throughout. Upstairs, the generous loft with mountain views and recessed lighting is perfect for a home office or flex space. The primary suite (13’x17’) features vaulted ceilings, a ceiling fan, walk-in closet and a private full bath with double vanity. The second ensuite bedroom (12’x14’) enjoys mountain range and Air Force Academy views and offers a walk-in closet and its own full bath with double vanity and tub/shower. Ample storage under the stairs and in the crawlspace. Central AC. Fresh updates: newer main level paint, new carpet and upper level bathroom LVP tile floors throughout, building roof (’25). 4-year old water heater. Oversized 2-car attached garage. HOA covers grounds, exterior maintenance, snow removal and trash. Woodmoor amenities include The Barn community center, stocked fishing ponds, open spaces with hiking trails and the ever-popular Toboggan Hill. Nearby Woodmoor Country Club offers private memberships with an 18-hole Perry Maxwell championship course, indoor tennis and pickleball, pools, dining and more. ~10 min to the Air Force Academy and Downtown Monument dining, shops and more — easy commute to Colorado Springs and south Denver, too!

1269 Walters Pt, Monument

Courtesy of Coldwell Banker Realty. 719-550-2500

$355,500

3 Beds ⋅ 3 Baths ⋅ 1,486 SqFt. ⋅ ACTIVE Status

Don't miss this opportunity to own a lovely 2-story townhome in Walters Commons! This unit is set back and has lovely views of mountains and the surrounding open space around the complex. The bright kitchen, complete with stainless-steel appliances, overlooks the main living room on the main level; all appliances stay! All bedrooms are on the upper level. The master bedroom has an adjoining 4-piece bath that awaitis your final touches. This affordable unit has so much to offer, so come see it today!

17136 Silent Forest Pt, Monument

Courtesy of Performance Plus Realty Inc. (719) 641-3544

$349,900

3 Beds ⋅ 3 Baths ⋅ 1,782 SqFt. ⋅ ACTIVE Status

This HOA covers water, sewer, trash, snow removal, and insurance on the structure itself! Those are bills you would be paying separately anywhere else. Roll them together and the number stops looking like a fee and starts looking like your utilities. You only insure the interior, so your homeowners premium drops too. Add a main level primary suite and Lewis-Palmer D38 schools and this one is hard to match in Monument. Vaulted ceilings and big windows make the living and dining area feel far larger than the footprint suggests. The kitchen was redone in 2020 with a new range, dishwasher, refrigerator, range hood, disposal, and single basin sink, plus a 2019 tile backsplash, breakfast bar, and a converted walk-in pantry. The primary bedroom sits on the main level, opens to the covered patio through a 2019 sliding door, and pairs a walk-in closet with a dual vanity bath and step-in shower. Storage is everywhere here: walk-in closets, a linen closet, under-stair storage, and room to spare in the attached garage. Big-ticket items are handled. Furnace and water heater 2015, whole house humidifier 2015, AC 2023, sun-blocking windows in the baths and upper bedrooms 2023, office windows 2024, comfort height toilets 2024, storm door 2024, hall bath flooring 2025, fresh exterior porch and rail paint 2025, pressure regulator 2026, and brand new interior paint on walls, ceilings, trim, and doors in 2026. Upstairs adds two bedrooms, a full bath, and a separate office. Clubhouse and fitness center come with the community. Two grocery stores, Walmart, Walgreens, and a bank inside five miles. A neighborhood park sits two blocks east and I-25 is minutes out, roughly 15 to North Academy and 40 to Denver. The street itself is quiet. Very little left to do here except decide what you want to do with your weekends. Schedule a showing and see how open it feels the second you walk in.

1223 Villa Grove, Monument

Courtesy of Real Broker, LLC DBA Real. 720-807-2890

$250,000

2 Beds ⋅ 2 Baths ⋅ 1,058 SqFt. ⋅ ACTIVE Status

Welcome home to easy, comfortable living in the heart of Monument! This ground-level condo means no stairs to navigate, making everyday life just a little more convenient from the moment you arrive. Inside, the open living and dining areas create a warm, inviting space to settle in and make your own. Curl up by the stone fireplace on a cool Colorado evening, gather around the dining table for dinner with friends, or step outside to your private patio and enjoy a quiet morning with a cup of coffee. Large windows bring in plenty of natural light, while mountain views provide a beautiful reminder of why you love living in Colorado. The kitchen opens to the main living area with generous counter space and bar seating, making it easy to stay connected whether you're cooking dinner or entertaining. The home also offers two comfortable bedrooms, 1.5 baths, and in-unit laundry for the convenience of having everything you need right at home. The location makes day-to-day life easy. You're close to schools, shopping, dining and everyday conveniences, with quick access to the highway for an easier commute. Whether you're starting your morning on the patio, relaxing by the fire at the end of the day, or heading out to enjoy everything Monument has to offer, this condo offers a comfortable place to call home in a location that's hard to beat.

1050 Magic Lamp Way Unit E, Monument

Courtesy of The Platinum Group. 719-536-4444

$370,000

2 Beds ⋅ 3 Baths ⋅ 1,363 SqFt. ⋅ ACTIVE Status

Welcome home to this beautifully appointed townhome in the desirable Monument area! This spacious two-story floor plan offers 2 bedrooms, 2.5 baths, and a versatile loft, providing plenty of room for comfortable living and entertaining. The main level features stylish luxury vinyl plank flooring and an inviting, open-concept layout. The well-equipped kitchen boasts granite countertops, a center island, new gas range, and stainless steel appliances, making meal preparation a pleasure. Additional highlights include central A/C for year-round comfort and a garage with built-in shelving, offering excellent storage and organization. With thoughtful finishes, functional spaces, and a desirable location, this townhome is a wonderful place to call home!

16376 Rustlers Range Pt, Monument

Courtesy of REMAX PROPERTIES. 719-548-8600

$375,000

3 Beds ⋅ 3 Baths ⋅ 1,488 SqFt. ⋅ ACTIVE Status

don’t miss this beautiful two story townhome in Monument! Offering three spacious bedrooms, three baths, and an attached 2 car garage, this thoughtfully designed home combines comfort, style, and functionality. Located in the newer Wagons West Townhome development, the home is surrounded by community green space and is conveniently close to parks, trails, shopping, highway access and schools. The main level features a bright, open concept layout with beautiful LVP flooring, abundant natural light, and a seamless flow between the living, dining, and kitchen areas. The well appointed kitchen offers 42" white cabinetry, stainless steel appliances, a gas range, recessed lighting, and a large quartz island perfect for everyday living or entertaining. A convenient powder room and additional finished storage area adds to the home's functionality. Upstairs, the spacious primary bedroom offers plenty of room to unwind, while the additional bedrooms provide flexibility for guests, an office, or a growing household. Large windows throughout the home create a light and airy atmosphere, with mountain views! The seller is also offering the stainless steel refrigerator, washer and dryer, and all window coverings and hardware with the sale. With easy access to I-25, this home offers convenient access to Monument, Colorado Springs, Castle Rock and beyond. Move in ready and beautifully maintained, this is a wonderful opportunity to enjoy modern low maintenance townhome living in a blossoming Monument community!

16362 Rustlers Range Pt, Monument

Courtesy of Keller Williams Realty DTC LLC. (303) 771-7500

$399,000

ACTIVE Status

INVESTOR OPPORTUNITY WITH IMMEDIATE INCOME! This well-maintained two-story townhome, located on the EAST side of the duplex in desirable Monument, offers a strong rental history and a lease already in place through March 2027, providing dependable income from day one! The functional floor plan features three bedrooms, 2.5 bathrooms, a one-car garage, and a private fenced backyard! Situated on a quiet cul-de-sac and backing to open space, the property enjoys beautiful mountain views—desirable features that support long-term tenant appeal and rental demand. Recent improvements include new exterior paint, a new roof in 2024, a new garage door, a new over-the-range microwave and new flooring in the kitchen, main-level half bath, and hallway! Tenants pay electric, gas, and trash, while the owner pays water and sewer (as required by the Town of Monument). No HOA fees mean fewer recurring expenses, added flexibility, and fewer restrictions! Conveniently located near restaurants, shopping, Palmer Lake, Monument community events, the Air Force Academy’s Northgate entrance, with quick access to I-25 for an easy commute to both Colorado Springs and Denver! A well-positioned, income-producing property with strong rental appeal, valuable updates, and a long-term lease already in place!

795 Century Ln, Monument

Courtesy of Better Homes and Gardens Real Estate Kenney & Company. 719-550-1515

$370,000

3 Beds ⋅ 2 Baths ⋅ 1,401 SqFt. ⋅ ACTIVE Status

Welcome to this inviting, move-in-ready ranch-style townhome in the established Lake Woodmoor community. Offering approximately 1,401 square feet, this well-maintained home features three bedrooms, two bathrooms, a well-kept interior, and a newer roof. The updated kitchen showcases granite countertops and updated cabinetry, updated bathrooms, tile and hardwood floors, and cozy gas fireplace add comfort and character. The convenient single-level layout makes everyday living easy. Outside, a private patio and mature trees create a peaceful setting for relaxing or entertaining. The oversized detached two-car garage provides plenty of room for parking, storage, and projects. Adding even more value, the washer and dryer, two televisions, a window air-conditioning unit, and insulated blackout curtains are included. Located near Lake Woodmoor, Lewis-Palmer schools, parks, trails, shopping, dining, downtown Monument, and I-25, this townhome offers a wonderful combination of comfort, character, and convenience. Schedule your showing and discover all this welcoming Woodmoor home has to offer!

1723 Woodmoor Dr, Monument

Courtesy of The Polaris Group. 719-301-0139

$375,000

4 Beds ⋅ 3 Baths ⋅ 1,608 SqFt. ⋅ ACTIVE Status

Beautifully updated and meticulously maintained, this exceptional 4-bedroom, 3-bath townhome offers the perfect blend of modern upgrades, low-maintenance living, and one of Monument's most desirable locations. From the moment you step inside, you'll appreciate the pride of ownership throughout. The inviting living room is centered around a cozy wood-burning fireplace, while the remodeled kitchen features custom cabinetry, an induction range, and opens seamlessly to the dining area and spacious covered deck through sliding glass doors—perfect for entertaining or enjoying Colorado's beautiful seasons. Extensive updates provide both style and peace of mind, including Renewal by Andersen windows (2021), a complete kitchen remodel (2022), furnace and water heater (2022), central A/C (2024), new carpet (2024), updated electrical panel (2020), new interior doors, refinished garage floor, new roof (2025), new exterior paint, and more. Primary bath includes walk-in shower. The oversized two-car garage offers abundant storage with hanging loft shelves, and a Brinks security system adds peace of mind. Beyond the home itself, the lifestyle is what truly sets this property apart. Located just steps from Monument Lake, scenic trails, Limbach Park, and Historic Downtown Monument, you'll enjoy walkable access to restaurants, coffee shops, boutiques, concerts, farmers markets, and year-round community events. Take in beautiful views of Mount Herman and the Rampart Range while embracing the outdoor lifestyle Monument is known for. Palmer Lake, I-25, the Air Force Academy, and Colorado Springs are all just minutes away. With the HOA handling lawn care and snow removal, you'll spend less time on maintenance and more time enjoying everything this incredible community has to offer. Buyer will benefit from a fully paid roof assessment ! Move-in ready and thoughtfully updated, this home delivers the perfect combination of quality, comfort, and true Colorado living.

381 Raspberry Ln, Monument

Courtesy of Keller Williams Partners. 719-955-1999

$380,000

3 Beds ⋅ 3 Baths ⋅ 1,488 SqFt. ⋅ ACTIVE Status

Welcome to in Monument, where Colorado living meets maintenance free living. From the moment you step inside, you'll appreciate the light-filled open floor plan, soaring ceilings, and thoughtfully designed living spaces that are ideal for both entertaining and everyday life. Luxury vinyl plank runs throughout the main level, while the gourmet kitchen serves as the heart of the home, featuring abundant cabinetry, generous prep space, and seamless flow into the dining and great room. Updated appliances and backsplash add to the appeal, as well as already installed blinds. Step outside to enjoy Colorado's incredible lifestyle from the front outdoor living area. Whether you're hosting summer gatherings, enjoying morning coffee, or taking in spectacular sunsets over the mountains, this home offers an unforgettable backdrop. Upstairs, the spacious primary has an en suite bath with a walk in shower and walk in closet. The laundry room is conveniently located between the other two secondary bedrooms in the upstairs hallway. Located in one of Monument's most desirable communities where HOA covers landscaping and exterior maintenance, you'll enjoy easy access to award-winning District 38 schools, the Santa Fe hiking and biking trail across the street, and walking distance to downtown Monument. Parks, shopping, dining, and convenient access to both Colorado Springs and Denver. Everything within minutes.

16353 Blue Yonder Vw, Monument

Courtesy of Engel & Voelkers Castle Pines. 719-244-3645

$380,000

4 Beds ⋅ 3 Baths ⋅ 1,576 SqFt. ⋅ ACTIVE Status

PRIME LOCATION close to downtown Monument & Monument Lake! This END UNIT townhome gives you the best of everything - 4 bedrooms, 3 bathrooms, Central A/C, tons of storage space, and YES, even a full 2-car garage, in one of Monument's most walkable locations * The main level is warm and inviting with newer LVP flooring, updated lighting, and sunshine pouring through the large windows * Front Living Room with a charming wood-burning fireplace * Updated kitchen with granite countertops, a pretty tile backsplash, a center island with cookbook shelving, a pantry & newer stainless steel appliances * Adjacent Dining Area with barnwood accent wall * The showstopper is the wall of sliders opening onto the covered deck, for your morning coffee or an evening glass of wine, with bonus storage closets * Upstairs, you'll find a roomy Primary Suite with its own full bath and double sinks, plus 3 additional bedrooms and another full bath and so much closet space that everything finally will have a place * The oversized 2-car garage gives you even more room to spread out. * The location is what really makes this one special - just over a half-mile from downtown Monument, so dinner, coffee, and summer events are all an easy walk or bike ride away (ride bikes or walk to Downtown Monument's summer Concert Series and Art Hops throughout the summer) * Love outdoor recreation or birdwatching? You're also a short walk to Monument Lake, where you can paddleboard, kayak, fish or simply enjoy a peaceful stroll by the water. This is the kind of home that makes it easy to enjoy everything people love about living in Monument. With easy access to I25 for commuting into Colo Springs or up to the Denver metro area, plus quick access to trails and hiking, this is a DREAM location and a fantastic home!

313 Raspberry Ln, Monument

Courtesy of Keller Williams Clients Choice Realty. 719-535-0355

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